every account. one coordinated plan.

paste your 401k, Roth, HSA, and taxable accounts. get a tax-efficient asset-location plan and a rebalance schedule — advice you execute yourself, at your own broker. no custody, ever.

cross-account location

the only tool that places bonds, REITs, and equities across every account at once. incumbents can't touch this — they only see accounts they custody.

no-custody robo plan

risk questionnaire → target allocation → rebalance schedule → TLH calculator. the same logic as a robo advisor. you keep your broker.

screenshot / CSV ingest

paste a screenshot or upload a CSV. no Plaid required, no account linking. data stays on your device by default.